{"id":851,"date":"2013-12-25T18:18:56","date_gmt":"2013-12-25T23:18:56","guid":{"rendered":"http:\/\/beta.fantomworks.com\/?page_id=851"},"modified":"2014-05-23T10:38:04","modified_gmt":"2014-05-23T14:38:04","slug":"collector-car-insurance","status":"publish","type":"page","link":"http:\/\/fantomworks.com\/support\/collector-car-insurance\/","title":{"rendered":"Collector Car Insurance"},"content":{"rendered":"<p>[et_pb_section fullwidth=&#8221;on&#8221; background_image=&#8221;http:\/\/fantomworks.com\/wp-content\/uploads\/2013\/02\/vettebanner.png&#8221; background_color=&#8221;#000000&#8243; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221;][et_pb_fullwidth_header admin_label=&#8221;Fullwidth Header&#8221; title=&#8221;Collector Car Insurance&#8221; subhead=&#8221;Proper care for your baby&#8221; background_layout=&#8221;dark&#8221; \/][\/et_pb_section][et_pb_section][et_pb_row][et_pb_column type=&#8221;3_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<p>FantomWorks\u00a0doesn\u2019t\u00a0endorse any companies and we aren\u2019t getting reimbursed in any way for our comments. We are simply giving our impressions based on our experiences with these companies in relationship to vehicle coverage.\u00a0 If you believe we are improperly rating companies, please send us your experiences and grades and we may adjust our comments.<\/p>\n<p>\u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;http:\/\/www.fantomworks.com\/wp-content\/uploads\/1958-Rolls-Royce-Silver-Cloud-JH.png&#8221; url_new_window=&#8221;off&#8221; animation=&#8221;left&#8221; \/][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;3_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<p>We rate insurance companies differently than you might as\u00a0a consumer.\u00a0\u00a0 Consumers generally rate policy service, cost, and access to information as their primary concerns.\u00a0 DRS FantomWorks rates insurance companies according to the following categories:<\/p>\n<p>Policy Coverage translates to Actual Coverage\u00a0 (Coverage)<\/p>\n<p>Insurance Company Willingness to Pay Claims (Payment)<\/p>\n<p>Timeliness to Support Claim and get Customer Vehicle Repaired (Timeliness)<\/p>\n<p>Customer Service and their Flexibility to Work with Special Vehicle Requirements (CS\/Flexibility)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<h4><strong>Our Ratings Range<\/strong><\/h4>\n<p>[\/et_pb_text][et_pb_counters admin_label=&#8221;Animated Counters&#8221; background_layout=&#8221;light&#8221; background_color=&#8221;#dddddd&#8221; bar_bg_color=&#8221;#7ebec5&#8243;][et_pb_counter percent=&#8221;100&#8243;]Outstanding[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]Great[\/et_pb_counter][et_pb_counter percent=&#8221;50&#8243;]Fair[\/et_pb_counter][et_pb_counter percent=&#8221;25&#8243;]Poor[\/et_pb_counter][et_pb_counter percent=&#8221;0&#8243;]Terrible\/Fail[\/et_pb_counter][\/et_pb_counters][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;1_4&#8243;][et_pb_image admin_label=&#8221;Foremost Logo&#8221; src=&#8221;http:\/\/www.foremost.com\/images\/logos\/foremost-color-lg.gif&#8221; animation=&#8221;off&#8221; url_new_window=&#8221;off&#8221; \/][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243;][et_pb_text admin_label=&#8221;Foremost&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<p>Overall Impression: Superior Insurance Company.\u00a0 Whatever our customers believe they have purchased in insurance is exactly what they have. Foremost is fantastic to work with as a repair facility and is fantastic to their customers.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_counters admin_label=&#8221;Animated Counters&#8221; background_layout=&#8221;light&#8221; background_color=&#8221;#dddddd&#8221; bar_bg_color=&#8221;#7ebec5&#8243;][et_pb_counter percent=&#8221;100&#8243;]Coverage[\/et_pb_counter][et_pb_counter percent=&#8221;100&#8243;]Payment[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]Timeliness[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]CS\/Flexibility[\/et_pb_counter][\/et_pb_counters][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#e0e0e0&#8243; show_divider=&#8221;off&#8221; \/][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;1_4&#8243;][et_pb_image admin_label=&#8221;USAA Logo&#8221; 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For collector car insurance they are very good.\u00a0 Because of their general unfamiliarity with classic cars,\u00a0many of the agents have difficulty dealing with some of the special requirements related to classics but overall they are willing to work with repair shops to get their customers taken care of.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_counters admin_label=&#8221;Animated Counters&#8221; background_layout=&#8221;light&#8221; background_color=&#8221;#dddddd&#8221; bar_bg_color=&#8221;#7ebec5&#8243;][et_pb_counter percent=&#8221;75&#8243;]Coverage[\/et_pb_counter][et_pb_counter percent=&#8221;100&#8243;]Payment[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]Timeliness[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]CS\/Flexibility[\/et_pb_counter][\/et_pb_counters][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#ffffff&#8221; 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wvJkxKaP\/Ujv7H\/ACsJPhl3nYu89WREn7kIV1Sbgjz71+5J\/nFR8sfsUfnFR8sfsVlCrxEesx+cVHyx+xR+cVHyx+xWUIxBrMfnFR8sfsUfm9R8sfsVlCMQJs1fic0rCx8cbmncW3VZxCmr3yv\/AAbYg1vNF5h+E\/2QhZsri8N02yi3g1Z\/1VFbI6js1wyhwNhfcb7JWsPEclNUiM0sU8otG+5Ibpva\/shCX9MPRv8AJsbKxgvDvFeH1YnfiUMuf4hJcg\/vurZHFi\/xOMNtjl0P7k\/8IQtfRX6D8ix9aKmKu3hyNd1LzmujLitt6b\/1\/wAoQuuiv0H3z9mphxN3xPhH+1qw6jr\/APUb+yELP0V+jn5FnsTOHVr2fxGLR2E1ZbYTNae7UIXfx6\/Rr8iz2SuAtqMNc972sc5wy3PVCEJ1dUeJNbdPl5P\/2Q==&#8221; 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&#8221; animation=&#8221;off&#8221; url_new_window=&#8221;off&#8221; \/][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243;][et_pb_text admin_label=&#8221;Hagerty&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<p>Overall Impression: AMAZING Insurance Company.\u00a0\u00a0Absolutely fantastic coverage if you own a collector car. Not sure if they will cover late model vehicles but if they did, I\u2019d reccomend them for that as well.\u00a0 They are as good as Foremost in terms of coverage and in everything that Foremost does however HAGERTY is even better at a few things and from our perspective are\u00a0the \u00a0high water mark in the industry we\u2019ve found (especially for customer service).\u00a0 They are great about answering their phones and returning messages. They also have a HAGERTY field agent do the initial estimate for the customer (just like with a late model car and most insurance companies) which is something no other company we\u2019ve ever seen has done.\u00a0 I know of no better company to insure your collector car with than HAGERTY.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_counters admin_label=&#8221;Animated Counters&#8221; background_layout=&#8221;light&#8221; background_color=&#8221;#dddddd&#8221; bar_bg_color=&#8221;#7ebec5&#8243;][et_pb_counter percent=&#8221;100&#8243;]Coverage[\/et_pb_counter][et_pb_counter percent=&#8221;100&#8243;]Payment[\/et_pb_counter][et_pb_counter percent=&#8221;100&#8243;]Timeliness[\/et_pb_counter][et_pb_counter percent=&#8221;100&#8243;]CS\/Flexibility[\/et_pb_counter][\/et_pb_counters][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#ffffff&#8221; 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HutlbCXojZSqMkckj1kY8R08aiU2Sx7XXPsydfVHJpVlft7HNZ50bV+n\/2DdJKWbiwQYzzn8WOXtONiK2ti8e3zILo+5iqUcqryrH6keXJVz0tBVadSWsXW1q\/cuJOUjy5fAHlWOML5eZXLizZSsoj5dsdogL43p24Wty42NLsOQytAehuqyCFHAKakUu6E1Czqn7ke2NE4c6+j+xN9kSC05dpqlqCGWgCkHY8zk+zHzrh4g\/2xJHh61ykId4uLt1uMmdIOVvLKthjA6Ae7FTq4KEVFEG2bnNyLBQs6W7KeLIRMuROPHK\/7IFVrXnZPwi0i\/JxvllUr22FWhWoe+yGCpdwlzVJ9BCeAHz\/ANn5VEy5ajolUx3Yvgau0yamPplxgKwuS4hAHiAQo\/QVHxo7nv7HXJfo4lQE77cqsiDoM1gyWb2WXoOQnbU8rDjP3jWT6yTzHuP1qDlV+rkiVjT16DV2kWwolt3RpPoPANvYHJQGx+A+VdcKzS4EXPq9SsQjFW+4zU8r0h\/7Orw1MZe0zdCHGHkHuOL5p\/UVV5tLi\/NgW+BcpJ0z7C+mLK09q5iLk98xJSEKA9dJIwfeDUpyjdQ5ENVyx8hR+Se7U7Y6zc2rm23hh1AQtwdFjln3VH8PsTi4Mk+J0tT8xEhpy4R9Y2B2xXRQE5pGW1q5qxyUPMcjXK6Esa3zI9jvj2Ry6fKl3F6xXKfoe9rbuMZ5MZw8DqMbLA5KQTscfrUm6EMqCcH1IlE54lnrXQm39O6d1SHJOnZ4jTSSstKzz808xv1FR1kXUem1bRKeNRf6qnpnuC\/rizRlxpFsRc2U+qVrCjj25yR7RWJxxbHyi+LN4PKrXFrkiGvdztV\/s05cm2Jtd4gJSsFKeHjyoAp6ePI11rhOqa09pnGyddsHuOpIkbQlGjNDvXCVl2VcwAhjOAMg4+WSa52f6i\/iuyOta+nocpe4qaK0y5qO592slEJjCpDgHMfhHmcfCpWTf5UflkbFx3bL4OztL1DHus5i3W4AwoGUpUDsteMHHkBt8a5YdDjHnL3O2XepS4R7IRV8S1BLYJWo4AHU1NI0EXjoi0iy6fjsOfvljjc26nequ+fORNoWo8n7iD2j3kXG9iKy4FMQ08G3IufxH6D3VKxocY7fucLpcpfgUs1IOIZrBk6bbcH7ZOZmRThxpQPkR1B8jWsoqS0zKbT2i6YkmDqexcSfSjyE8K09W1DmPaDVdqVUvkmem2GmVVfbZIs81caSnkcoV0WnoRVrVYrI7RUSqlCXFnBHkuxnm34y+7eaUFNrHQjesyipJp9hBuMlJFw99YLw3btVzZDbSorXpo4h63gRzJBzgedU36te6Uu5efo2cbpPse7deIt+sjrl84EQ58tbEdJGOFI9UKV0UcEg+NYnXKqfo7pLZmFkboevs96EO+6cu2l5\/wBqil5TCFcTMtnmP5scj8qsasiu+PGRV3Y1uPPlHsTVn17GuMcQNVxWnmiOHv0oyD\/MOh8xXCzDlB8qWSa86M1wuRhVq0M3J76PqGRHc4uJssufu\/YeHPzrHm5TWpQHk4qe4z0ab9Lu9nYauln1Ou4wlOd3kqCilXPChW1SrsfCcNMxdKyvU4T2iNvbq9Z3m2swWkCa5FQmWpv1QrmSf5QfniulS+nhJy7exzsl9TOKj39xs7S7NJfsVtRCbW\/9kWltYSN9xwg49uPjUTDtirG5e5LzaZOpKPsR+pZA0fpSLYLerhnykFUl1PMA+sfedh5CulMXkWuyXZdjS+xY9KrXd9yrXBwjwA5eVWZWx6jf2d6bMyUm6zm8R2TlpJHrnxqLfZpcUSoR5P4HDWepE2W3FDCh9tkDhZT+AdV\/2qLXXzl8HeyzitIp4kndRJJ55qwIugoNBQzoKGdExpnUUrT8zvWfvI69nmCdljx8j51ysrjNfJmMnB7RaMli06xs6VtOJUP4HABxsq8COnsqHGU6ZHecIXR+Sr7\/AGSZY5RaloPAT6Do9VY8RVjCxTW0V8q5RfGXcjOIZ35V0NepPWHVc+ysrjM909EcPEph5HGkHxHnUe7HjZ17M705Eq1x9i2UTrlNcam2eVa5VreaTlt5RSWz13GfgaqeMI7Uk+RcKUn1i00RGtDpe1vsJuliU65JSVd7FQEgY8wRmu2P50k+M9HHIVMdcob\/AAKa39KvH\/l+nbu+4eSO9OM+7JqZ+uv3TRC1j+1bMW7ReoLqpSTFVb4a3OPgfJATtjITzJxtvSeVTX13tmteHbZ7aQzfarLoGC5GgKRNu7qcLVkZB\/Nj1R5VGULcqW5dESZWU4UNR6yIbT2qrrb5Mh15QlJkLLjjbpIwo9Unp028qm2YNdiWumiqh4tZVJt9dkNqa4LuE56bJILjn8I5JA5AV2rqVUFFEaV88mxzZs0rpF27PJmXBCm4KdwgjCnf9K4W3qPRdyxpqbHLUN9g6bgpQlDan+DDEVJxt4nwT9aiRjKxkp6gtFSXCdIuMxyXMdU484clR6eQHhU6MVFaRxbb7nPWwCgPNagKAKA77NeZ1klfabe93aj66SMpWPAjrWs4Ka0zMW49Ylk2jV1m1HHEC7toYeWMFt392vzSrofbUSVU6+sTvzhYuMkRF97OXUcT1ldCgdxHeVg+5XWu1eV7SOMsdrquv9iROiS7a6Wp0Z1hwdFp2qXGcZdiO4mgO7EA7Hng86z+RpocLb2k3uFGbjvCLLQgcKS+36Qx5g71EnhVt7T0S45lkVprZ2L7U72U4YiwGfPu1H9a1WDX7th59i7JERP1ff7mkok3NxLaubbIDY+Qz86714tUOyI1mZbPuyMacQ36SlDxqSuhAkpSJq2Qblc8CBFUUH\/Fc9FHxrSd8IGIYUpsbLXpKFb0\/b7y82+43uS4eFpHx51BtyXLpEtKcSNa2yN1F2gsshUbT6e8cxj7StPoJ\/lT19+3lWsKHLrM7StS6RK6kyHpTy3pLqnXVnKlrOSTUpJJaRxNVZAUAUAUMhQBQBQBQw1smrNqm72bCYsorZH+A96aPh091c5VRkbRlKPZjbF7RYExvub1a8JPMow6g\/5Vbj41x8iUf2yOnmKX7kZWx2e3UZEhuGs\/mUzj4jFZ53x+RwrfZmr\/AID09I9KDqHiB5YfaX+tbfUTXeP9mPKT90CezqCDvfiB1\/df\/VPqn9h5H4PY0hpaGczr8k46Lltpz\/TvWPqLX2iY8iHuzei56Fs+8ZKJDqeRS0pw\/FW1avz59zPGmJw3LtKcI7u029DSQNnZB4j7kjYfOsrH\/kzLs\/ihOut4uF3e7y4SnHvBJPop9ieQrvGEY9jnJuXc4efOtjAUAUAUAUBihkKAKAKAKAKAKAM4OQd6Awd+g+FDGjPwoNIxsOQAoZDNAZzQBmgDNAGaAM0AZoAzQGKGQoAoAoDFAFAFAFAFBoKDQUGgxQaDFBoMUGgxQaDFBoMUGgxQaDFBoxWDYKAKAKAKAyKAM0AZoAzQBmgDNAGaAM0AZoDFAFAFAFAFAf\/Z&#8221; animation=&#8221;off&#8221; url_new_window=&#8221;off&#8221; \/][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243;][et_pb_text admin_label=&#8221;Allstate&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221;]<\/p>\n<p>Overall Impression:\u00a0Terrible Insurance Company.: avoid at all costs with a classic car.\u00a0 Allstate\u2019s advertises\u00a0they\u00a0protect you from mayhem better than any other company and yet if you purchase Allstate insurance, the biggest mayhem you may deal with seems to be the Allstate insurance agent.\u00a0 Biggest problem with Allstate is that when it comes to classic cars they will allow you to pay for any reasonable amount of coverage on your car. Unfortunately in the event of an accident, they won\u2019t necessarily cover your vehicle for the coverage you\u2019ve paid for. In one instance, a customer had paid for 25,000.00 coverage on a classic car and had\u00a0paid all\u00a0premiums based on 25K coverage for four years. When his car was damaged, Allstate\u00a0declared his vehicle was only worth 13K and that was all they were willing to cover. When questioned about the 25K coverage, they stated, \u201cwe allow customers to pay for coverage but we only pay policies to the limits we\u00a0 feel the car is worth.\u201d Yep, that means you may pay for insurance that you will never get. Another concern is that even if you don\u2019t approach the limits of the value of your car, Allstate will low-ball repair companies to the point that a vehicle couldn\u2019t possibly be fixed for \u201ctheir opinion\u201d of what the repairs should cost. In one case, a bent frame on a muscle car was brought to a frame shop.\u00a0 The estimate was approximately 12 hours repair at 85.00 per hour. Allstate agreed to pay them 45.00 per hour for 6 hours to fix the car.\u00a0 The frame shop refused to fix the car for\u00a0less than thirty cents on the dollar and Allstate then told the owner if he wanted his frame straightened, HE WOULD HAVE TO PAY THE DIFFERENCE.\u00a0 Beware of Allstate!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_counters admin_label=&#8221;Animated Counters&#8221; background_layout=&#8221;light&#8221; background_color=&#8221;#dddddd&#8221; bar_bg_color=&#8221;#7ebec5&#8243;][et_pb_counter percent=&#8221;0&#8243;]Coverage[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]Payment[\/et_pb_counter][et_pb_counter percent=&#8221;75&#8243;]Timeliness[\/et_pb_counter][et_pb_counter percent=&#8221;0&#8243;]CS\/Flexibility[\/et_pb_counter][\/et_pb_counters][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fullwidth=&#8221;off&#8221; background_color=&#8221;#efefef&#8221; inner_shadow=&#8221;on&#8221; parallax=&#8221;off&#8221;][et_pb_row][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Ads&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;center&#8221;]<script src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\" async=\"\"><\/script><!-- Ads Home --> <ins class=\"adsbygoogle\" style=\"display: inline-block; width: 300px; height: 250px;\" data-ad-client=\"ca-pub-3571854738865598\" data-ad-slot=\"1735585060\"><\/ins><script>\/\/ <![CDATA[\n(adsbygoogle = window.adsbygoogle || []).push({});\n\/\/ ]]><\/script>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Ads&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;center&#8221;]<script src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\" async=\"\"><\/script><!-- Ads Home --> <ins class=\"adsbygoogle\" style=\"display: inline-block; width: 300px; height: 250px;\" data-ad-client=\"ca-pub-3571854738865598\" data-ad-slot=\"1735585060\"><\/ins><script>\/\/ <![CDATA[\n(adsbygoogle = window.adsbygoogle || []).push({});\n\/\/ ]]><\/script>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Ads&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;center&#8221;]<script src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\" async=\"\"><\/script><!-- Ads Home --> <ins class=\"adsbygoogle\" style=\"display: inline-block; width: 300px; height: 250px;\" data-ad-client=\"ca-pub-3571854738865598\" data-ad-slot=\"1735585060\"><\/ins><script>\/\/ <![CDATA[\n(adsbygoogle = window.adsbygoogle || []).push({});\n\/\/ ]]><\/script>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_section et_pb_section_0 et_section_regular\" >\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div><div class=\"et_pb_row et_pb_row_0 et_pb_row_empty\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>FantomWorks\u00a0doesn\u2019t\u00a0endorse any companies and we aren\u2019t getting reimbursed in any way for our comments. We are simply giving our impressions based on our experiences with these companies in relationship to vehicle coverage.\u00a0 If you believe we are improperly rating companies, please send us your experiences and grades and we may adjust our comments.\u00a0<div class=\"et_pb_row et_pb_row_1 et_pb_row_empty\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>We rate insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5518,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-851","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/pages\/851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/comments?post=851"}],"version-history":[{"count":0,"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/pages\/851\/revisions"}],"up":[{"embeddable":true,"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/pages\/5518"}],"wp:attachment":[{"href":"http:\/\/fantomworks.com\/wp-json\/wp\/v2\/media?parent=851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}